
I have always known this, but I don't think I ever acknowledged how big my problem really is: I LOVE SHOPPING! Not that I have driven us into debt because of it, but I love to shop and generally buy what I want. A new shirt for myself, cute shoes for the kids, a new tablecloth. All are usually good deals from cheap stores, but nevertheless often unnecessary things.
The reason I have been in denial about it, is that I tell myself that I am good with money. For years now I have been writing down almost every penny I spend. I say almost, because if what I buy for myself exceeds the amount that I had budgeted for myself for that month, I put the receipt aside and
1) Enter it in the following month (that means that I already start the month off with less money then I will need for the month) OR
2) Enter it into another category (so that I can spend more money on myself and not feel depressed or denied) OR
3) Not enter it at all (so that the budget looks better than it really is!).
So if I am not honest with my budgeting and entering all receipts, why even bother? Honestly, I don't know!
Brent and I have been talking about this for literally years now. I would say that he enables my shopping habit by not getting more involved. Every month he says that he will get involved, but when he doesn't, I don't remind him or press the issue, because I don't want to give up control in this area.
Well, here is the honest truth: I don't have control, never have and in the near future will not, unless Brent steps up and takes over our finances completely.
Of course, besides the habit of shopping, there is an underlying emotional issue. I just can't figure out what it is. Lord, can you shed some light on this please?
Why do I have this constant need to shop, to treat myself? Is it because it often is the only alone time I have? Why does buying a new pair of shoes or new towels for the bathroom give me a gratification that I cannot seem to get any other way? Why do I have the urge to buy things knowing that they are not in our budget?
Dr. Phil says you cannot change what you don't acknowledge. Well, I am acknowledging it and now it is time to change. So here is what I am thinking
1) Pray and ask God for guidance in this area
2) Hand over everything to Brent: credit cards, debit cards, bank accounts, etc
3) Move to a cash only system. Brent and I determine the amount that I need for household, myself, the kids, groceries, etc and I get cash for that twice a month
4) When the money is gone, shopping is done
Or do I ban myself from stores completely and let Brent do all the grocery and household shopping? Now there is a thought.

